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This web site shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of securities in any state in which such offer, solicitation or sale is not authorized. The offering is made solely by the prospectus.
Earn Attractive Annual Yields by Investing in Renewable Unsecured Subordinated Notes issued by Consumer Portfolio Services, Inc.
 
Consumer Portfolio Services, Inc. is a specialized consumer finance company engaged in purchasing, securitizing and servicing motor vehicle retail installment contracts originated by franchised and select independent automobile dealerships in the United States.

Founded in 1991, CPS is headquartered in Orange County in southern California. The company's common stock is listed on NASDAQ under the symbol CPSS.

A renewable unsecured subordinated note is a promise to pay the principal and interest on the note to the holder by CPS.

An investment in the notes involves certain risks, including business and litigation risks related to CPS, which are described in the prospectus and on the FAQ page of this web site.  These risks include the potential loss of principal invested. 

The notes are not bank certificates of deposit. They are not insured by the Federal Deposit Insurance Corporation, the Securities Investor Protection Corporation or any other agency or company. The notes are obligations of CPS only.

The notes are being offered directly by CPS as a new financing.

  • Terms range from three months to ten years
  • Interest payment options available
  • Interest rates are fixed for entire note term
  • Investments of $25,000 or more earn higher interest rates.


Securities offered through Sumner Harrington Ltd.
Member FINRA / SIPC


Investment
Opportunity
Download PDF Prospectus
Earn Annual Yields
up to 12.97%
  • $1,000 minimum investment
  • Terms range from three months to ten years
  • Internet payment options available
  • Interest rates are fixed for entire note term
  • Investments of $25,000 or more earn higher interest rates
 
  • An investment in renewable unsecured subordinated notes involves certain risks, including business and litigation risks related to Consumer Portfolio Services, Inc., which are described in the prospectus. These risks include the potential loss of principal invested.
  • The notes are not bank certificates of deposit.
  • The notes are not guaranteed or insured by the FDIC or any other entity.
  • The notes may not be suitable for all investors.
  • The notes are illiquid due to significant transfer restrictions and the lack of a secondary market.
  • CPS has substantial senior debt that could impair its ability to repay the notes.