Specialty Auto Finance
CPS has been in business since 1991 and has purchased over $20 billion of auto loans - 800,000 vehicles.
CPS is a national company - we serve auto dealers in over 40 states.
CPS uses a combination of specific loan criteria and proprietary score technology to make credit decisions, evaluate risk and price loans.
CPS loan strategy is to finance consumers with past credit problems, but have steady jobs and can afford a car payment.
Dealers use CPS auto finance programs to support vehicle sales to credit challenged customers. CPS customers may have a prior bankruptcy, repossession, low credit score, collection accounts or charge-offs.