| This web site shall not constitute an offer to sell or the solicitation
of an offer to buy, nor shall there be any sale of securities in
any state in which such offer, solicitation or sale is not authorized.
The offering is made solely by the prospectus. |
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| The Company |
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Consumer Portfolio Services,
Inc. is a specialized consumer finance company engaged in purchasing,
securitizing and servicing motor vehicle retail installment contracts
originated by franchised and select independent automobile dealerships
in the United States.
The company acquires
contracts that are secured by late model used and, to a lesser extent,
new automobiles entered into with purchasers with sub-prime credit.
Such purchasers generally have limited credit history, lower than
average income or past credit problems, and generally would not be
expected to qualify for traditional financing, such as that provided
by commercial banks or automobile manufacturers’ captive finance
companies.
Since its inception in 1991, CPS has established relationships with
thousands of automobile dealerships across the county and funded billions
of dollars of automobile loans.
CPS is headquartered in Orange County in southern California.
The company's common stock is listed on NASDAQ under the symbol CPSS.
Click here to download the company's latest Earnings Release, Form 10-Q and Form 10-K.
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Investment
Opportunity
Download PDF Prospectus
Earn Annual Yields
up to 12.97%
- $1,000 minimum investment
- Terms range from three months to ten years
- Internet payment options available
- Interest rates are fixed for entire note term
- Investments of $25,000 or more earn higher interest rates
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- An investment in renewable unsecured subordinated notes involves certain risks, including business and litigation risks related to Consumer Portfolio Services, Inc., which are described in the prospectus. These risks include the potential loss of principal invested.
- The notes are not bank certificates of deposit.
- The notes are not guaranteed or insured by the FDIC or any other entity.
- The notes may not be suitable for all investors.
- The notes are illiquid due to significant transfer restrictions and the lack of a secondary market.
- CPS has substantial senior debt that could impair its ability to repay the notes.
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